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Copyright © 2005 Interestrates.tv all rights reserved |
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Copyright © 2005 Interestrates.tv all rights reserved |
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Legal Disclaimer: Your paypal initial deposit is not a final payment. Your valuable consideratin is being held by for 180 days and if we cannot complete the tasks as promised, this is a money back guarantee therefore any of your valuable consideration will be returned. This information should not be considered legal or investment advice. You should always consider seeking advice from a professional before making any legal or financial decisions. Removing a foreclosure from your credit report does not in any way guarantee that your credit score will rise or that you will be able to secure certain types of loans. In addition, you may seek the consulting an attorney before applying for any loans after using this service to determine your true abilities to obtain any loans or financing. Web pages on this site are often under construction and there may be times that information could be innacurate or in the process of being changed. Therefore it is up to the reader to report any errors or ommissions immediately to info@interestrates.tv so they may be considered for correction. Furthermore, is it always recommended check the federal and state laws and guidelines before requesting this service or any services. If you request any services, and they are against any state or federal laws and regulations, then you must inform us before your request or you alone will be held liable. VIP Mortgages, www.interestrates.tv, and or any service providers of this service will be held harmless as we are acting with honor to attempt to help the people of the United States of America.
Disclosure: (a) Disclosure Required.--Any credit repair organization shall provide any consumer with the following written statement before any contract or agreement between the consumer and the credit repair organization is executed: 'Consumer Credit File Rights Under State and Federal Law You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any ''credit repair'' company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years. You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations. You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you. The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch Federal Trade Commission Washington, D.C. 20580'. (b) Separate Statement Requirement.--The written statement required under this section shall be provided as a document which is separate from any written contract or other agreement between the credit repair organization and the consumer or any other written material provided to the consumer. (c) Retention of Compliance Records.-- (1) In general.--The credit repair organization shall maintain a copy of the statement signed by the consumer acknowledging receipt of the statement. (2) Maintenance for 2 years.--The copy of any consumer's statement shall be maintained in the organization's files for 2 years after the date on which the statement is signed by the consumer.