UPDATE 3/01/09: CURRENTLY THERE ARE NO NON-CONFORMING LOANS IN MANY STATES DUE TO ALL OF THE MORTGAGE PROBLEMS AROUND THE COUNTRY. HOWEVER, IF YOU HAVE QUESTIONABLE CREDIT OR BAD CREDIT YOU MAY BE ABLE TO QUALIFY FOR AN (FHA) LOAN IF YOU HAVE A STEADY INCOME AND 50% DEBT RATIO. PLEASE CLICK ON OUR FHA PAGE FOR MORE INFORMATION:
Non Conforming Loans / Home Loans - Credit Repair
We can provide you with one of our non conforming loans. These home loans are usually for the borrower(s) who need credit repair or just have a few unique circumstances which take them out of the conventional loan category. The important thing to consider if you wish to get a home loan under these circumstances is to put yourself on a plan of action which will improve your credit and/or your loan qualifying in the next two years. That is where we can really help you. We'll analyze your situation, help you repair your credit, and get you a loan you need and can afford. After your credit repair is completed, we can take a look at refinancing your loan to get you the lowest interestrate possible.
Even if you have already tried to find a few non conforming loans without success, it is still best to (contact us). Our knowledge of non conforming home loans is many times far superior to the person you may have already tried to work with. Many lenders or brokers only work around one particular set of rules and or underwriting guidelines that may not fit your unique situation. Sometimes the people who come to us find out their credit was even higher than they were told. That is because some brokers and lenders use a different type of credit score model-one that may not be an advantage to you. Therefore, give us a call if you want to find out what your real situation is.
Non Conforming Loans / Home Loans - Interestrates
The InterestRates below are only just a basic reference. When it comes to non conforming home loans, each must be quoted individually due to the unique nature and underwriting rules of every individual loan. (Contact us Now to Get Your Quote)
NON CONFORMING LOANS INTEREST RATES
(The Apr's for the InterestRates below must be quoted do to all factors involved)
| MORTGAGE PROGRAM |
RATES |
APR |
| 2 YEAR ARM |
8.5% |
? |
| 3 YEAR ARM |
8.375 |
? |
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